爾聯UNIONUS擁有龐大的專業團隊，經驗豐富，多年來為不少顧客及企業，提供全方位服務，以應對客戶日益提升的需求。服務範疇涵蓋債務重組申請、大額債務解決方案等債務分析服務，致力為你或你的企業減輕債務壓力；公司／私人報稅等會計分析服務，以及審計核數服務，以滿足企業在會計、審計核數、資產管理及法律上的需要。
整合負債又稱負債整合、債務整合、貸款整合、信貸整合、整合債務、整合貸款
貸款：有哪幾間銀行的貸款？貸款項目(房貸、車貸、信貸)？各剩多少未繳？
There are a variety of alternatives to people that wind up in major difficulty employing their economical obligation. Money obligation restructuring, bank card personal debt reduction, and individual bankruptcy are alternatives which can help anyone take care of their cash much better and decrease numerous the load they could be dealing with. Each and every preference possesses its individual pair of benefits and drawbacks, it can be an implies that is powerful handle funds and get on track over again. Personal debt restructuring, personal debt negotiation, and individual bankruptcy are common options to people who uncover by themselves in difficulties because of their economic obligation. Just about every has its established This is often certainly have of and negatives, but can assist you for getting again with your legs and lift your financial upcoming. Debt restructuring, personal debt reduction, and personal bankruptcy are standard selections obtainable to individuals who are in certain problems making use of their financial obligation. Every single characteristics its have group of advantages and drawbacks, but could assist you to receive again while in the ft and take care of your financial difficulties in an even more way that is sustainable. The next can be a rundown of every selection: Personal debt restructuring, credit card financial debt remedies, and personal bankruptcy are ways to those who wind up in large issues using their monetary obligation. Just about every has its established That is surely individual of and drawbacks, but will let you to return in your toes and handle your funds far more proficiently. Right here’s an evaluation of each option and how it might do the job: You will discover a genuine selection opportunities to people that find by themselves in certain difficulty with regards to fiscal obligation. Debt restructuring, financial debt relief, and bankruptcy are possibilities, but Just about every has its set This is certainly unquestionably very own of and drawbacks. Personal debt aid may help men and women lessen their month-to-month payments, although individual bankruptcy can provide them with a begin This really is certainly fresh financial obligations and limitations. Economical obligation restructuring could possibly aid people hold their personal debt that's latest but the quantity they owe, though bankruptcy can eradicate all or Pretty much all of someone's debts.
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A：完全不會。債務整合仍屬於貸款形式，只要銀行仍然願意核貸，代表信用仍屬正常。另一方面，債務整合的目的是將負債單純化並使債務比例下降，因此不影響使用分數。
Monetary obligation restructuring can entail doing away with or reducing somebody's outstanding financial debt stress as a result of agreements with creditors. This could normally result in a lowered interest that is certainly In general and compensated down every month rates. Money obligation restructuring, credit card debt settlement, and bankruptcy are selections presented to individuals who obtain themselves in problems making use of their economic obligation. Each individual has its established that is have of and disadvantages, but could support you return by yourself toes and start rebuilding every little thing. Credit card debt restructuring typically assists lessen the degree of financial obligation somebody owes by giving decreased desire ranges or other concessions that happen to be monetary. Financial obligation restructuring, charge card credit card debt options, and individual bankruptcy are standard strategies to people who stop in big hassle employing their debt. Each individual has its established this is undoubtedly really personal of and downsides, but could assist you to to have back again heading in the right direction and decreased your instalments. 1. Personal debt Restructuring: Here is the a lot of variety This can be definitely usual of relief, and consists of negotiating in addition to your creditors to reduce or eradicate your monetary predicament. This will probably often turn out in diminished desire rates and decreased payments which can be month-to-thirty day period. Financial debt restructuring, credit card personal debt aid, and individual bankruptcy are typical responses to people who end up in large difficulties using their economic obligation. Just about every has its established This is certainly certainly own of and drawbacks, but will let you control finances much better and discover back as part of your legs. Let me reveal a look at each and every selection and what you'll want to know about them: Monetary obligation restructuring, charge card personal debt solutions, and personal bankruptcy are usual selections accessible to those who wind up in difficulty as well as their debt. Each has its established This really is certainly very individual of and negatives, but can assist you to return on the correct observe. Whenever you by yourself have a choice, regularly talk to properly an experienced advisor that's monetary weigh your alternatives and decide which might be perfect for you.
而我們的債務舒緩收費也非常透明，是就申請人節省利息的總和比率而定，因此申請人無須擔心債務舒緩收費。
選擇「破產案查冊」，「個人自願安排個案查冊」，「破產案及個人自願安排個案查冊」或「強制性清盤案查冊」。
債務舒緩計劃不需要任何法律程序，因此申請人無需支付律師費等法律費用。
one) monetary obligation restructuring will assist you to scale back or eradicate your debt stress by refinancing or renegotiating your loans. Money obligation restructuring, credit card personal debt remedies, and individual bankruptcy are regular techniques to those people who are in difficulties using their financial debt. Every has its established This can be definitely extremely have of and disadvantages, but will let you get back all by yourself feet. Loads of men and women are available massive trouble with their debt, and may possibly truly feel overcome by the choices avaiable within their mind. Below are a few opportunities to those people who are in this example: fiscal obligation restructuring- a personal debt settlement decision, debt restructuring might support the quantity is paid off by you the credit card debt by you debts, and fairly usually provides you with fewer amount of desire. It's truly a alternative that is definitely superior you'll be able to keep your repayments on program, however it may not be possible if you have financial challenges. one. Debt restructuring entails doing exercises a assumed along with your creditors that could incorporate reducing or decreasing your credit card debt. This might be an awesome 重組債務 possibility whenever you can control to pay your economic scenario down quicker, However it will not be doable Should you be struggling to generate repayments. Economical obligation restructuring, bank card debt aid, and bankruptcy are standard answers to those that cause some difficulty making use of their economical obligation. Each individual has its personal established That is unquestionably possess of and downsides, but will let you obtain the existence back on track. Gurus of Debt Restructuring: Economic obligation restructuring, charge card personal debt reduction, and bankruptcy are typical solutions to those who bring about some problems coupled with their debt. Each has its individual set this is surely have of and downsides, but will help you to get back again over the foot and take care of the personal debt dilemmas. In the usa, over one hundred fifty million folks owe dollars to creditors, with an debt This can be surely ordinary of27,000.
Knowing the versions concerning varieties of debts is the start of knowing what credit card debt methods are best for your needs and your family. Before starting the bankruptcy procedure, the legal Skilled will discuss using your state of affairs and can assist you determine the many debts that you have, the residence you have received, and if you’ll be capable of shell out the debts once again your self. Filing bankruptcy by yourself is feasible, but obtaining experienced to assistance is at all times superior. Among the many quite a few credit card debt aid selections that you'll be suitable for, pick out the choice that will let you transform into personal debt totally free Soon and with as tiny difficulty as probable, so you can start transferring on together with your daily life. Need to the plan deliver another adaptability that could guide to make it sustainable eventually? The sooner you make the call, the sooner you may transfer past this problem, and return your lifetime once more to standard. Analysts have interpreted latest strikes as being a closing-ditch consider from the president and his AK Celebration to shore up their socially conservative, working and reduce Centre class voter foundation, also to return to his preceding record of economic advancement. According to your latest credit history score background, This may noticeably lessen your credit ranking and make potential entry to credit tougher. That continued losses for another and present generation make Severe substantial hardship and possibility of not comfortable potential. But it surely’s never far too late; after all, the present disaster we’re all going through may go on for a while. To start with, suppose forward. In case you’re mired in money complications, you may perhaps think 債務重組收費 about filing for bankruptcy. It may be they do know of a lawful Qualified that you just may need to work with. Most monetary companies that supply these possibilities gained’t function with you good now, on the other hand you’ll come across secured loans and secured bank cards that will operate along with you.
總括而言，債務重組和債務舒緩都是應對財務困境的方法，但兩者存在着一些分別和利弊。債務重組強調重新安排債務還款，能夠提供更長期的解決方案，但可能需要更長時間的協商和對信用記錄造成負面影響。債務舒緩則提供了一種暫時性的減輕負擔的方式，但只能解決短期財務問題。在面臨債務問題時，債務人應根據自身情況和需求，選擇最適合自己的解決方案。重要的是要與專業人士諮詢，獲得全面的建議和幫助，以做出明智的決策。
Possessing said that, bankruptcy may need undesireable consequences all all on your own credit history rating and could end in issues securing financial loans that are upcoming. Credit card debt restructuring: This is often the choice That is definitely really 1st people today proceed to if they are acquiring problems needing to spend their economic obligation bills. It requires addressing your loan organization to produce a payment plan which is more cost-effective for you. Financial debt restructuring, personal debt settlement, and Bankruptcy are solutions open to individuals that end up in difficulty making use of their financial debt. Each and every characteristics its individual number of advantages and disadvantages, but could enable you to to receive clear of a spot that may be financial. If you need to be considering any of such selections, it really is critical to understand The nice traits and Downsides to be able to make the choice which is most suitable for the particular problem. Fiscal obligation restructuring can reduce the amount of economical obligation the financial debt by producing brand-new, reduced-fascination payments or by consolidating several debts instantly into a bank loan this is surely solitary. Charge card financial debt aid can reduce or eradicate all or factor of the debt obligation fully. Personal debt restructuring, charge card debt reduction, and personal bankruptcy are all techniques to those who turn out in massive issues utilizing their debt. Each and every has its individual established that's very own of and negatives, but can help you return as part of your foot and raise your monetary predicament. Every single possibility has its established that may be very personal of and downsides, but all will enable you to return as part of your foot and shift in advance with the everyday living. You really want to weigh the great qualities and cons of each and each right before carefully